The average motor insurance claim in the third quarter of this year was sitting at just under £5,000, according to the Association of British Insurers (ABI).
The average claim in the third quarter came to £4,900, marking a 1% annual increase.
The average claim for replacing or repairing a windscreen was £298 in the third quarter, which was a 9% annual increase.
The ABI said that motor insurers paid out £3.2 billion to support road users in the third quarter of 2026, which was the same as a record figure recorded in the second quarter and 8% higher than the same period last year.
The average motor insurance premium fell slightly to £562 in the third quarter, which was £11 or 2% higher than the same period in 2025.
The ABI said this is a below-inflation increase.
Consumer Prices Index (CPI) inflation was 3.5% in the 12 months to September.
Chris Bose, director of general insurance and international policy at the ABI, said: “With more than £3 billion paid out last quarter, matching the previous quarter’s record, insurers continue to play a vital role in helping drivers, passengers and road users recover when things go wrong.”
The ABI’s motor insurance premium tracker analyses more than 28 million policies sold a year.
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